Bull Oak Capital Q2 2026: Major Buys and Sells Observed

As reported for the period ending June 30th, 2026, Bull Oak Capital, Llc has shown notable activity within its portfolio. The fund manager demonstrated a clear focus on rebalancing their holdings during this quarter.

The most significant change observed was the complete exit of Vanguard Index Funds (VTI) with a staggering -86.29% change in shares and a corresponding 0.83% reduction in portfolio allocation, representing over $24 million in stock value removed from their position. This sale likely signals a strategic shift away from broad market exposure at this time.

Conversely, Bull Oak Capital significantly increased its positions in several Vanguard ETFs during Q2 2026:

• AVUV: Experienced a massive +72.46% share increase, boosting its portfolio allocation from 0.39% to 2.58%. This substantial purchase suggests confidence in this specific ETF.
• VO: Shares increased by +267.57%, adding a new allocation of 0.93% to the fund's portfolio, indicating strong interest in this particular Vanguard fund.
• VUG: Shares jumped by +500%, resulting in a new allocation of just under 0.52% (0.51%), reflecting significant inflows into this concentrated growth fund.
• IBIT: The fund added shares to the iShares Bitcoin Trust, increasing its allocation by +26.28% (from 1.12%) and boosting it slightly to 1.43%, showing a continued interest in cryptocurrency exposure.
• GOVT: Shares increased by +3.66% (from $0.82M to $1.49M), adding a new allocation of just over 1%, signaling modest interest in this Treasury bond fund.

Additionally, the fund manager made notable adjustments elsewhere:

• VGT: Shares increased by +100% (from $261k to $589k), adding a new allocation of just under 0.1%, suggesting potential interest in the technology sector via this specific fund.
• AAPL: Shares increased by +26.47% (from $589k to $743k), adding a new allocation of just under 0.1%, indicating interest in the underlying holdings of this popular ETF.
• Several existing positions saw increases, including SPMO (+7.73%), IVV (+21.46%), SHV (+0.91% despite slight share decrease), and others like IAU (-2.23%) which experienced a small reduction but remains significant.

Bull Oak Capital also sold shares in other Vanguard funds, albeit to a lesser extent:

• BSV: Shares decreased by -2.87% (from $636k down to $490k), slightly reducing its allocation from just under 2.13%.

Overall, the portfolio's structure changed significantly in Q2 2026, with a clear emphasis on diversification and adjustments within specific sectors like Technology (VGT) and Financial Services (SPAB). The fund manager sold its entire position in VTI while simultaneously building substantial exposure to other Vanguard ETFs focused on concentrated growth, bonds, and even cryptocurrency. For more details on Bull Oak Capital's holdings or these individual stocks, please visit their profile.