Cfg Wealth Portfolio Analysis: Heavy Bond Concentration as of June 2026

• As of June 30, 2026, the portfolio held a total value of $10,031,585.
• The allocation to "Unknown" sector (predominantly fixed income) was substantial at 98.71%.

The portfolio demonstrates a clear and significant tilt towards fixed income investments as its primary strategy. With nearly all assets categorized under the broad "Unknown" umbrella, which encompasses various bond holdings not further specified by traditional sector classifications, this concentration is noteworthy.

Several key ETFs form the backbone of this fixed-income-focused approach:

• SCHWAB U.S. AGGREGATE BOND ETF (SCHZ): Holds a substantial 12.88% allocation, representing $13,724,344 in value.
• VANGUARD TOTAL BOND MARKET INDEX FUND ETF (BND): Accounts for 6.16% of the portfolio ($6,559,409).
• SCHWAB HIGH YIELD BOND ETF (SCYB): Constitutes 5.59% ($5,953,246).

While the portfolio is dominated by fixed income through the "Unknown" allocation, it includes some equity exposure via:

• SCHWAB INTERNATIONAL EQUITY ETF (SCHF): 8.5% ($9,052,362).
• SCHWAB U.S. BROAD MARKET ETF (SCHB): 7.41% ($7,899,723).
• INVESCO S&P 500 LOW VOLATILITY ETF (SPLV): 6.62% ($7,050,769).

The overall strategy appears conservative and income-oriented, with minimal diversification into specific equity sectors beyond these holdings.