Koss-Olinger Consulting LLC Investment Activity Analysis: Q3 Insights

Koss-Olinger Consulting LLC has recently disclosed its investment activities for the period ending June 2026. The firm manages a substantial portfolio valued at $1.3 billion as of this date.

Major Purchases Observed

The investor demonstrated significant buying activity during Q3, with several holdings showing notable increases in share count and value allocation within the portfolio.

• SCHX, representing Schwab U.S. Large-Cap ETF, saw a substantial increase of approximately +231,761 shares (22.09% change), boosting its portfolio allocation to 29.03%. This large-cap equity fund remains the investor's primary position.
• ACWX, the iShares MSCI ACWI ex-US ETF, experienced a significant rise of +1,012,918 shares (84.81% change). This broad international exposure increased its portfolio weight to 12.94%, indicating strong confidence in global non-U.S. markets.
• SPMD, the SPDR Portfolio S&P 400 Mid Cap ETF, added +510,671 shares (48.03% increase), raising its allocation to 8.19%. This suggests an expansion into mid-cap stocks.
• EEM, the iShares MSCI Emerging Markets ETF, showed a remarkable increase of +682,745 shares (1130.32% change), increasing its portfolio percentage to 3.92%. This indicates substantial interest in emerging market equities.
• BKLN, the iBonds Senior Loan ETF, was added with a nearly +100% share increase (821,708 shares), resulting in an allocation of 2.57%. This points to potential interest in corporate loans.

Significant Sales Observed

In contrast to the buying activity, Koss-Olinger Consulting LLC also divested substantial portions from some holdings during Q3:

• SPEM, representing SPDR Portfolio Emerging Markets ETF, was almost entirely liquidated (-98.93% change). This exit reduced its allocation to just 0.03%, suggesting a shift away from emerging markets exposure.
• GVI, the iShares Intermediate Government/Credit Bond ETF, saw a significant reduction of -86,096 shares (-56.97% change), lowering its portfolio allocation to 0.53%. This indicates reduced reliance on intermediate-term bonds.
• VWO, the Vanguard FTSE Emerging Markets ETF, experienced a substantial decrease of -218,245 shares (-68.34% change), reducing its allocation to just 0.46%. This further highlights reduced interest in emerging markets.
• ISTB, the iShares Core 1-5 Year USD Bond ETF, was significantly cut (-71.47% change), though its impact on overall portfolio allocation remains minimal at this point.

Additionally, minor adjustments were noted for other positions:

• LAC, Lithium Amers Corp Common Stock (Basic Materials sector), was completely liquidated (-95.35% change).
• LYG, Lloyds Banking Group PLC Sponsored ADR (Financial Services sector), also saw complete divestment (-95.53% change).
• Other changes included a decrease in IWR, iShares Russell Midcap ETF, by -89.55%, and a reduction in GVI (already mentioned).
• The investor also reduced positions in other bond-related funds like USHY (-5.8% change) and GVI.
• EFIV, SPDR S&P 500 ESG ETF, saw a small decrease (-1.18% change) but remains part of the portfolio.

For holdings where no specific changes were listed in 'changed_holdings', we can infer they remained stable during this period:

• BOND, Pimco Active Bond ETF, increased slightly (+6.37% change) but its allocation remains significant at 9.57%.
• Several other sectors and holdings maintained their positions without any disclosed changes during Q3.

The overall portfolio structure shows a continued focus on large-cap equities, international exposure (both developed and emerging markets), and fixed income investments. The investor's actions reflect confidence in broad U.S. market segments while strategically reducing exposure to certain specific ETFs or sectors.

For more detailed information about Koss-Olinger Consulting LLC's portfolio holdings as of June 30, 2026, you can visit the investor profile page. The complete list of changes and holdings is available in their latest filing.