Silver Oak Advisory Group Portfolio Shifts in Q2 2026

Portfolio Overview

Silver Oak Advisory Group, Inc.'s portfolio stood at $246,234 as of June 30th, 2026. The investment strategy appears heavily focused on fixed income and broad-based ETFs, with a significant portion allocated to Vanguard's BND fund (19.45%) which experienced an increase in shares this quarter.

Significant Purchases

The group demonstrated active buying behavior during the second quarter of 2026, particularly favoring established ETF providers and Dimensional Fund Advisors products. Vanguard's core BND fund saw a substantial share increase (+41,234 shares or +6.54%), while other VANGUARD holdings like BNDX (Vanguard Charlotte FDS) also increased significantly.

Notably, Silver Oak purchased Dimensional Fund Advisors' mutual fund wrapper ETFs DFAX and DFAC, adding considerable weight to these positions (+38,545 shares for DFAX and +21,418 shares for DFAC). This suggests confidence in the underlying funds from this provider.

Additionally, the group invested in smaller Vanguard offerings like BIV (Vanguard BD Index FDS) which also saw a share increase. The portfolio shows new positions created with AVSU and VUG during Q2 2026, indicating exploration into specific sectors or themes through ETFs.

Concentration & Sector Focus

The bulk of the portfolio remains concentrated in fixed income wrappers (95.05% allocated to 'Unknown' sector), primarily represented by various Vanguard and Dimensional funds. This strategy prioritizes diversification across different fund types rather than specific stock sectors, as evidenced by the minimal allocation to other sectors like Technology (1.86%) or Healthcare (0.63%).

Despite this focus on fixed income wrappers, there are minor allocations to other sectors including Financial Services (0.6%), Industrials (0.54%), Consumer Defensive (0.47%), Energy (0.33%), and others, totaling just under 5% of the portfolio value.

Stock Fund Activity

In contrast to its fixed income focus, Silver Oak's direct stock fund holdings are relatively small but active in this quarter. The group recently added shares to VGIT (Vanguard Scottsdale FDS) and VUG (Vanguard Small Cap Growth ETF), though these additions were much smaller than the initial purchases of AVSU or other Dimensional wrappers.

There was also a notable purchase of ESML, adding it as a new position. However, this stock fund allocation remains very minor compared to the fixed income portion of the portfolio (0.21% total for Communication Services). The group exited SCHB and DFSU during Q2 2026.

Conclusion

Silver Oak Advisory Group's investment activity in Q2 2026 highlights a continued emphasis on fixed income ETFs, particularly from Vanguard and Dimensional Fund Advisors. While the portfolio maintains its large-cap bias through these wrappers, it also shows interest in specific small-cap themes (VUG) and tactical strategies (AVSU). The group exited some smaller mutual fund positions but did not engage in major selling activities this quarter.