Twin Cities Retirement Group Portfolio Concentration Analysis: Heavy Exposure in Vanguard Funds
As of June 30, 2026, Twin Cities Retirement Group's portfolio shows significant concentration with Vanguard funds comprising over half its value. The holdings are largely unallocated across sectors.
According to data available on InsiderSet, the portfolio of Twin Cities Retirement Group Llc, as of June 30, 2026, demonstrates notable concentration. The fund's largest holdings are heavily weighted towards Vanguard exchange-traded funds (ETFs).
The top position belongs to Vanguard Scottsdale ETF (symbol VCIT), representing approximately 16.77% of the total portfolio value, or $19.59 million out of a combined $116.81 million.
Closely following is another Vanguard fund, Vanguard Scottsdale Shares (symbol VCSH), holding about 12.42% of the portfolio ($14.51 million). These two holdings alone account for nearly half (49.19%) of the fund's assets, highlighting a significant reliance on Vanguard products.
The third largest position is held by Dimensional DISV ETF (symbol DISV), contributing 10.33% ($12.06 million). Other substantial holdings include Vanguard Tax-Managed Dividend Yield Fund (VEA) at 10.3%, and iShares Core Small-Cap Value ETF (IJR) at 9.45%. Collectively, these top five holdings represent about 59.26% of the total portfolio value.
The remaining assets in the $116.81 million portfolio are distributed across various other Vanguard and Dimensional funds, as well as one iShares fund (IBDT). The breakdown shows positions like DFA Small Cap Value Fund (DFAT), DFA U.S. Small Cap Value Index Fund (DFAU), and others, totaling 22 individual holdings.
A key aspect of this concentration is the lack of clear sector allocation outside of a small portion in Industrials. The vast majority (~99.3%) of the portfolio's value ($115.98 million) is categorized under "Unknown" sectors on InsiderSet's records, while a negligible 0.71% allocation exists in the Industrials sector ($830,340). This heavy exposure to Vanguard funds and lack of significant diversification across traditional sectors warrants careful consideration.