Zynergy Retirement Planning LLC Portfolio Concentration Analysis: June 30, 2026

As of June 30, 2026, the investment strategy employed by Zynergy Retirement Planning LLC appears to be characterized by a notable level of concentration within specific assets. The portfolio's allocation across individual securities is uneven, with certain holdings representing substantial portions of the total value.

The largest position in Zynergy's portfolio belongs to IVV (ISHARES TR (IVV)), accounting for approximately 24.18% of the total holdings value. This is followed by significant allocations in several Schwab Tracker funds, including SCHZ (SCHWAB STRATEGIC TR (SCHZ)) at 17.63%, SCHF (SCHWAB STRATEGIC TR (SCHF)) at 13.92%, and others like SCHC, SCHA, SCHV, SCHG, SCHE.

Zynergy's portfolio shows a strong preference for Schwab Tracker funds (Schwab Strategic Trust ETFs). The top five holdings by weight represent about 77.35% of the total portfolio value as of June 2026. These include SCHZ, SCHP, SCHH, SCHO, and SCHA, which together dominate the allocation structure.

Among these significant individual positions, NVDA (NVIDIA CORPORATION) stands out as a Technology stock holding. It represents about 1.05% of the portfolio value and shows strong positive changes in shares held during the prior period.

The sector allocation data reveals that Zynergy's portfolio is heavily concentrated within categories classified as "Unknown" by InsiderSet, comprising approximately 97.76% of the total value. Technology represents a small portion (1.81%) via NVDA, while other sectors like Consumer Cyclical and Utilities show minimal exposure, totaling about 0.43% combined.

In summary, Zynergy's portfolio as of June 2026 exhibits significant concentration in specific Schwab Tracker funds (Schwab Strategic Trust ETFs). The data shows a clear dominance by these holdings and highlights the investor's substantial exposure to assets within the "Unknown" sector category.