UPST Institutional Ownership & Shareholders
UPSTART HOLDINGS INC (UPST) is currently held by 341 institutional investors tracked by InsiderSet, with a combined reported market value of approximately $2.01B based on the latest available SEC Form 13F filings for the quarter ended June 30, 2026.
Blackrock, Inc. is currently the largest disclosed institutional shareholder of UPST tracked by InsiderSet, reporting ownership valued at approximately $279.14M in its June 30, 2026 SEC Form 13F filing. Based on current market prices and the latest disclosed share count, the position is now estimated to be worth approximately $181.37M, representing an estimated loss of -35.03% since the filing period.
The top 10 institutional shareholders tracked on this page collectively account for approximately 53% of the total disclosed UPST value among the investors covered in this analysis. Major shareholders include Blackrock, Inc., Vanguard Portfolio Management Llc, Vanguard Capital Management Llc, and several other long-term asset managers with concentrated positions in UPSTART HOLDINGS INC (UPST).
This page ranks the largest institutional UPST shareholders using publicly disclosed SEC Form 13F data, including reported values, estimated current holding values, portfolio allocation percentages, ownership concentration metrics, and historical holding changes across major hedge funds and investment firms.
Institutional Holders
341
Total Reported Value
$2.01B
Largest Holder
Blackrock, Inc.
Largest Position
$279.14M
Insider Transactions (90d)
12
Latest Filing Quarter
Q2 2026
New Institutional Positions
47
Funds Exiting Positions
0
| Name | Investor/Manager | Portfolio % | Quantity | Reported Balance | Current Estimated Value | Gain/loss Since Filing | Estimated Portfolio Performance |
|---|---|---|---|---|---|---|---|
| Blackrock, Inc. | 0.00% | 7,878,717 | $279,142,942 | $181,368,065 | -$97,774,877 | -35.03% | |
| Vanguard Portfolio Management Llc | 0.01% | 3,739,758 | $132,499,626 | $86,089,229 | -$46,410,397 | -35.03% | |
| Vanguard Capital Management Llc | 0.00% | 3,698,553 | $131,039,733 | $85,140,690 | -$45,899,043 | -35.03% | |
| Morgan Stanley | 0.00% | 2,414,712 | $85,553,247 | $55,586,670 | -$29,966,577 | -35.03% | |
| Goldman Sachs Group Inc | 0.01% | 2,395,222 | $84,862,705 | $55,138,010 | -$29,724,695 | -35.03% | |
| Marshall Wace, Llp | 0.07% | 2,370,690 | $83,993,547 | $54,573,284 | -$29,420,263 | -35.03% | |
| Geode Capital Management, Llc | 0.00% | 2,228,631 | $78,974,444 | $51,303,086 | -$27,671,358 | -35.04% | |
| State Street Corp | 0.00% | 2,118,467 | $75,057,286 | $48,767,110 | -$26,290,176 | -35.03% | |
| Clear Street Group Inc. | 0.21% | 1,829,063 | $64,803,702 | $42,105,030 | -$22,698,672 | -35.03% | |
| Bank Of America Corp | 0.00% | 1,512,356 | $53,582,773 | $34,814,435 | -$18,768,338 | -35.03% | |
| Ubs Group Ag | 0.01% | 1,503,436 | $53,266,738 | $34,609,097 | -$18,657,641 | -35.03% | |
| Citigroup Inc | 0.02% | 1,135,682 | $40,237,213 | $26,143,400 | -$14,093,813 | -35.03% | |
| Barclays Plc | 0.01% | 1,128,975 | $39,999,584 | $25,989,005 | -$14,010,580 | -35.03% | |
| Baillie Gifford & Co | 0.03% | 1,083,157 | $38,376,253 | $24,934,274 | -$13,441,979 | -35.03% | |
| Dimensional Fund Advisors Lp | 0.01% | 1,059,769 | $37,547,436 | $24,395,882 | -$13,151,554 | -35.03% | |
| Citadel Advisors Llc | 0.02% | 955,585 | $33,856,377 | $21,997,567 | -$11,858,810 | -35.03% | |
| Susquehanna International Group, Llp | 0.03% | 920,253 | $32,604,564 | $21,184,224 | -$11,420,340 | -35.03% | |
| Halter Ferguson Financial Inc. | 5.65% | 1,416,483 | $32,564,940 | $32,607,439 | +$42,499 | +0.13% | |
| Point72 Asset Management, L.P. | 0.05% | 885,159 | $31,361,183 | $20,376,360 | -$10,984,823 | -35.03% | |
| Coatue Management Llc | 0.06% | 870,947 | $30,857,652 | $20,049,200 | -$10,808,452 | -35.03% | |
| Capital Fund Management S.A. | 0.20% | 800,994 | $28,379,217 | $18,438,882 | -$9,940,335 | -35.03% | |
| Northern Trust Corp | 0.00% | 785,102 | $27,816,163 | $18,073,048 | -$9,743,115 | -35.03% | |
| Charles Schwab Investment Management Inc | 0.00% | 765,281 | $27,113,906 | $17,616,769 | -$9,497,137 | -35.03% | |
| Millennium Management Llc | 0.02% | 764,847 | $27,098,529 | $17,606,778 | -$9,491,751 | -35.03% | |
| Fmr Llc | 0.00% | 706,548 | $25,033,004 | $16,264,735 | -$8,768,269 | -35.03% | |
| Vanguard Fiduciary Trust Co | 0.00% | 603,257 | $21,373,396 | $13,886,976 | -$7,486,420 | -35.03% | |
| Balyasny Asset Management L.P. | 0.04% | 556,759 | $19,725,971 | $12,816,592 | -$6,909,379 | -35.03% | |
| Hrt Financial Lp | 0.03% | 458,072 | $16,229,000 | $10,544,817 | -$5,684,183 | -35.02% | |
| Walleye Capital Llc | 0.08% | 449,131 | $15,912,711 | $10,338,996 | -$5,573,715 | -35.03% | |
| First Trust Advisors Lp | 0.01% | 379,056 | $13,429,954 | $8,725,869 | -$4,704,085 | -35.03% | |
| Squarepoint Ops Llc | 0.02% | 330,114 | $11,695,939 | $7,599,224 | -$4,096,715 | -35.03% | |
| Fred Alger Management, Llc | 0.04% | 303,325 | $10,746,805 | $6,982,542 | -$3,764,264 | -35.03% | |
| Hidden Lake Asset Management Lp | 6.80% | 281,614 | $9,977,584 | $6,482,754 | -$3,494,830 | -35.03% | |
| Bank Of New York Mellon Corp | 0.00% | 273,245 | $9,681,085 | $6,290,100 | -$3,390,985 | -35.03% | |
| Nuveen, Llc | 0.00% | 268,547 | $9,514,621 | $6,181,952 | -$3,332,669 | -35.03% | |
| Pathstone Holdings, Llc | 0.03% | 337,287 | $8,651,412 | $7,764,347 | -$887,065 | -10.25% | |
| Alberta Investment Management Corp | 0.05% | 238,800 | $8,460,684 | $5,497,176 | -$2,963,508 | -35.03% | |
| Bnp Paribas Financial Markets | 0.00% | 236,584 | $8,382,171 | $5,446,164 | -$2,936,007 | -35.03% | |
| Hsbc Holdings Plc | 0.00% | 199,978 | $7,191,209 | $4,603,494 | -$2,587,715 | -35.98% | |
| Imc-Chicago, Llc | 0.06% | 194,041 | $6,874,873 | $4,466,824 | -$2,408,049 | -35.03% | |
| Wells Fargo & Company/Mn | 0.00% | 180,219 | $6,385,163 | $4,148,641 | -$2,236,522 | -35.03% | |
| Swiss National Bank | 0.00% | 166,600 | $5,902,638 | $3,835,132 | -$2,067,506 | -35.03% | |
| Gator Capital Management, Llc | 1.23% | 161,490 | $5,721,591 | $3,717,500 | -$2,004,091 | -35.03% | |
| Quantinno Capital Management Lp | 0.01% | 149,415 | $5,293,796 | $3,439,533 | -$1,854,263 | -35.03% | |
| Credit Agricole S A | 0.01% | 142,075 | $5,033,717 | $3,270,567 | -$1,763,151 | -35.03% | |
| Lpl Financial Llc | 0.00% | 141,638 | $5,018,249 | $3,260,507 | -$1,757,742 | -35.03% | |
| Raymond James Financial Inc | 0.00% | 133,840 | $4,741,952 | $3,080,997 | -$1,660,955 | -35.03% | |
| Ubs Am, A Distinct Business Unit Of Ubs Asset Management Americas Llc | 0.00% | 178,984 | $4,590,940 | $4,120,212 | -$470,728 | -10.25% | |
| Jpmorgan Chase & Co | 0.00% | 121,448 | $4,389,720 | $2,795,733 | -$1,593,987 | -36.31% | |
| Mirae Asset Global Etfs Holdings Ltd. | 0.01% | 120,137 | $4,255,900 | $2,765,554 | -$1,490,346 | -35.02% |
Frequently asked questions about UPST
Who are the largest institutional holders of UPST?
The largest institutional holders of UPST reported in the latest SEC Form 13F filings include Blackrock, Inc., Vanguard Portfolio Management Llc, Vanguard Capital Management Llc, Morgan Stanley, and Goldman Sachs Group Inc. InsiderSet ranks institutional holders by their latest reported UPST position.
What is UPST institutional ownership?
This page tracks UPST positions reported by institutional investment managers through SEC Form 13F. UPSTART HOLDINGS INC (UPST) institutional ownership on InsiderSet reflects disclosed 13F holdings among the managers we analyze, not every shareholder of the stock.
How many institutions own UPST?
InsiderSet currently tracks 341 institutional managers reporting UPST holdings in the latest available 13F data. This count reflects institutions included in the SEC Form 13F filings analyzed by InsiderSet and should not be interpreted as the total number of UPST shareholders.
How much UPST stock do institutions own?
Institutional investment managers disclosed approximately $2.01B in UPST holdings for Q2 2026. This figure is reported 13F value as of the filing period, not necessarily today's market value.
When was UPST institutional ownership last updated?
The latest UPST institutional ownership data on InsiderSet is based on SEC Form 13F filings for the quarter ended June 30, 2026. Form 13F filings are generally reported after the quarter ends, so the holdings shown represent the latest publicly disclosed positions rather than real-time institutional holdings.
Are institutional UPST holdings real-time?
No. Form 13F data is not real-time. It represents positions reported by institutional investment managers as of the end of the reporting quarter. An institution may have changed its UPST position after the reporting date.
Are institutions buying or selling UPST?
Institutional buying and selling can be analyzed by comparing UPST positions across consecutive 13F reporting periods. InsiderSet's UPST Ownership Changes page shows institutions that increased, reduced, initiated, or exited positions based on reported 13F holdings. View UPST ownership changes.
How has UPST institutional ownership changed over time?
InsiderSet tracks UPST institutional holdings across multiple 13F reporting periods, allowing investors to compare institutional holder counts, reported value, and reported shares over time.