Citizens & Northern Corp Portfolio Stock Holdings

Citizens & Northern Corp disclosed 119 stock positions valued at approximately $401.0 million in its latest SEC 13F filing. The largest holdings include Vanguard Russell 1000 Growth ETF, Fidelity MSCI Real Estate Index ETF, and iShares North American Natural Resources ETF. The filing reflects positions held as of March 31, 2026 and was filed on April 27, 2026.

Report Period
March 31, 2026
No. of Stocks
119
Portfolio Value
$401.0M
Holdings by Sector
Citizens & Northern Corp Portfolio Holdings in Q1 2026

119 holdings in the latest reporting period.

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CompanySymbolSectorPortfolio %SharesChange (Shares)Change %Value
Vanguard Russell 1000 Growth ETFVONGOther10.52%384,641+16,925+4.60%$42,191,271
Fidelity MSCI Real Estate Index ETFFRELOther7.52%1,119,933+32,862+3.02%$30,137,397
iShares North American Natural Resources ETFIGEOther7.37%469,769-22,767-4.62%$29,567,261
iShares Core MSCI Emerging Mkts ETFIEMGOther5.79%332,751+1,083+0.33%$23,209,382
iShares S&P MidCap 400 Index FdIJHOther4.18%248,386-10,286-3.98%$16,773,507
Nvidia CorpNVDATechnology3.60%82,890+1,010+1.23%$14,456,016
State Street SPDR Portfolio S&P 400 Mid Cap ETFSPMDOther3.52%238,467+2,824+1.20%$14,122,016
Apple Computer IncAAPLTechnology3.39%53,614+377+0.71%$13,606,697
iShares JPMorgan USD Emerging Markets Bond ETFEMBOther3.18%135,929+3,704+2.80%$12,767,811
Alphabet Inc Class CGOOGCommunication Services2.87%40,148-305-0.75%$11,516,855
Microsoft CorpMSFTTechnology2.74%29,660+1,351+4.77%$10,979,242
Dimensional U.S. Core Equity 2 ETFDFACOther2.31%238,023--$9,249,574
Amazon Communications IncAMZNConsumer Cyclical2.03%39,101+1,389+3.68%$8,143,565
Citizens & Northern CorpCZNCFinancial Services2.00%359,853-1,559-0.43%$8,039,126
Citizens Financial Services IncCZFSFinancial Services1.79%117,063--$7,158,402
JPMorgan Chase & CoJPMFinancial Services1.48%20,197+106+0.53%$5,941,150
Meta Platforms IncMETACommunication Services1.42%9,981+1,201+13.68%$5,710,430
Avantis International Equity ETFAVDEOther1.16%54,809--$4,649,996
Exxon Mobil CorpXOMEnergy1.10%26,103-235-0.89%$4,428,635
Costco Wholesale Corp (New)COSTConsumer Defensive1.07%4,302-71-1.62%$4,286,642
Mastercard Inc Class AMAFinancial Services1.02%8,189+312+3.96%$4,091,716
iShares Barclays MBS Bond Fund ETFMBBOther0.87%36,655+1,306+3.69%$3,480,392
Caterpillar IncCATIndustrials0.79%4,487+273+6.48%$3,178,860
Analog Devices IncADITechnology0.78%9,817+529+5.70%$3,123,180
Advanced Micro Devices IncAMDTechnology0.78%15,313-564-3.55%$3,115,124
Tjx Companies (New)TJXConsumer Cyclical0.68%16,962+106+0.63%$2,708,831
Procter & Gamble CoPGConsumer Defensive0.67%18,707+141+0.76%$2,702,039
Corning IncGLWTechnology0.67%19,658-2,076-9.55%$2,672,898
RTX CorporationRTXIndustrials0.66%13,777+3+0.02%$2,657,583
Cisco Systems IncCSCOTechnology0.63%32,671-64-0.20%$2,534,943
Cencora, Inc.CORHealthcare0.55%7,051+6+0.09%$2,215,001
GSK PLC ADRGSKHealthcare0.55%40,036+441+1.11%$2,209,587
Broadcom Inc CommonAVGOTechnology0.53%6,886+167+2.49%$2,131,286
Eaton CorpETNOther0.53%5,937+1,430+31.73%$2,123,487
Oracle CorpORCLTechnology0.53%14,371-133-0.92%$2,114,118
Charles Schwab CorpSCHWFinancial Services0.50%21,373+102+0.48%$2,008,635
Johnson & JohnsonJNJHealthcare0.49%8,053-143-1.74%$1,968,475
CVS Health CorporationCVSHealthcare0.49%27,288+460+1.71%$1,959,824
Medtronic PLCMDTOther0.49%22,600+22,600+100.00%$1,958,290
Home Depot IncHDConsumer Cyclical0.47%5,779+178+3.18%$1,900,655
Citigroup Inc Common NewCFinancial Services0.47%16,626+2,696+19.35%$1,885,555
State Street SPDR S&P 500 ETF TrustSPYOther0.47%2,877--$1,871,028
Boeing CoBAIndustrials0.46%9,252+272+3.03%$1,841,426
General Dynamics CorpGDIndustrials0.45%5,272-136-2.51%$1,809,456
SLB LimitedSLBEnergy0.45%34,991+172+0.49%$1,798,187
Emerson Electric CoEMRIndustrials0.45%13,718+3,725+37.28%$1,797,332
Coca Cola CoKOConsumer Defensive0.44%23,347-46-0.20%$1,775,539
Blackstone IncBXFinancial Services0.44%15,377+97+0.63%$1,768,201
Salesforce, Inc.CRMTechnology0.42%8,947+480+5.67%$1,670,136
Nextera Energy IncNEEUtilities0.40%17,231-109-0.63%$1,600,415
Chevron CorpCVXEnergy0.39%7,553-163-2.11%$1,562,716
Avantis US Equity ETFAVUSOther0.38%13,829--$1,537,508
American Tower REIT IncAMTReal Estate0.38%8,773-288-3.18%$1,514,044
Freeport-McMoran, Inc.FCXBasic Materials0.38%25,755+7,756+43.09%$1,513,879
KKR & Co IncKKRFinancial Services0.38%16,365+2,197+15.51%$1,513,763
KLA CorporationKLACTechnology0.35%952+952+100.00%$1,401,734
Mondelez Intl Inc Class AMDLZConsumer Defensive0.35%24,013-191-0.79%$1,384,109
Tapestry Inc CommonTPRConsumer Cyclical0.34%9,795+1,412+16.84%$1,382,172
Pfizer IncPFEHealthcare0.34%48,483+506+1.05%$1,361,403
Ovintiv IncOVVEnergy0.34%22,649+22,649+100.00%$1,344,445
Biogen Idec IncBIIBHealthcare0.33%7,137+225+3.26%$1,308,426
Intercontinental Exchange Inc CommonICEFinancial Services0.32%8,181-143-1.72%$1,286,708
Paypal Holdings, Inc.PYPLFinancial Services0.31%27,918+567+2.07%$1,262,731
Disney Walt CoDISCommunication Services0.31%12,906+118+0.92%$1,243,880
Union Pacific CorpUNPIndustrials0.31%5,049+5+0.10%$1,224,988
Vanguard Total International Bond Index Fund ETFBNDXOther0.30%25,151+1,030+4.27%$1,208,506
Palo Alto Networks Inc CommonPANWTechnology0.30%7,495-14-0.19%$1,201,598
State Street SPDR Dow Jones Industrial Average ETF TrustDIAOther0.29%2,543--$1,177,892
Bristol Myers Squibb CoBMYHealthcare0.29%18,997-54-0.28%$1,152,168
IntuitINTUTechnology0.28%2,621+620+30.98%$1,133,268
Accenture PLCACNTechnology0.28%5,677+89+1.59%$1,125,692
Zimmer Biomet Holdings, Inc.ZBHHealthcare0.28%12,228+4,148+51.34%$1,105,656
MarshMMCFinancial Services0.27%6,340-169-2.60%$1,099,673
YUM Brands IncYUMConsumer Cyclical0.27%6,926+6,926+100.00%$1,076,854
Netflix Inc CorpNFLXCommunication Services0.26%11,003-4,630-29.62%$1,057,938
Adobe Systems IncADBETechnology0.25%4,059+219+5.70%$986,662
Becton, Dickinson & Co.BDXHealthcare0.24%6,153+1,918+45.29%$967,436
McDonalds CorpMCDConsumer Cyclical0.24%3,062-28-0.91%$951,639
Nike, Inc. Class BNKEConsumer Cyclical0.22%17,058+53+0.31%$901,004
Paccar IncPCARIndustrials0.22%7,579+7,579+100.00%$875,375
iShares iBoxx $ High Yield Corp Bond ETFHYGOther0.22%10,976+154+1.42%$873,251
State Street SPDR Portfolio Long Term Treasury ETFSPTLOther0.22%33,014+2,618+8.61%$868,268
iShares Trust Russell 1000 Growth ETFIWFOther0.22%2,032-222-9.85%$866,445
Avantis Emerging Markets Equity ETFAVEMOther0.20%10,143--$817,323
State Street SPDR Portfolio Short Term Treasury ETFSPTSOther0.20%27,959+1,024+3.80%$815,844
Verizon CommunicationsVZCommunication Services0.19%15,440+200+1.31%$775,088
M & T Bank CorpMTBFinancial Services0.19%3,642--$752,874
Berkshire Hathaway Inc Class B NewBRK-BFinancial Services0.17%1,449-7-0.48%$694,361
International Business MachinesIBMTechnology0.17%2,783-49-1.73%$674,571
iShares Russell 1000 Value ETFIWDOther0.16%3,029--$647,206
iShares Short-Term National Muni Bond ETFSUBOther0.16%5,929--$631,439
Bath & Body WorksBBWIConsumer Cyclical0.16%33,341+11,470+52.44%$622,476
Vanguard Dividend Appreciation Index ETFVIGOther0.15%2,866--$616,362
DFA Dimensional International Core Equity 2 ETFDFICOther0.15%17,326--$615,593
iShares Barclays TIPS Bond FundTIPOther0.15%5,540+136+2.52%$611,394
Illinois Tool Works IncITWIndustrials0.12%1,914+16+0.84%$498,195
Deere & CoDEIndustrials0.12%880--$495,704
AT&T IncTCommunication Services0.12%17,037--$493,903
DFA Dimensional Emerging Markets Core Equity 2 ETFDFEMOther0.11%12,833--$443,380
Roper Industries Inc NewROPTechnology0.10%1,115--$394,554