Citizens & Northern Corp Portfolio Stock Holdings

Citizens & Northern Corp disclosed 117 stock positions valued at approximately $437.7 million in its latest SEC 13F filing. The largest holdings include Vanguard Russell 1000 Growth ETF, iShares Core MSCI Emerging Mkts ETF, and Fidelity MSCI Real Estate Index ETF. The filing reflects positions held as of June 30, 2026 and was filed on July 17, 2026.

Report Period
June 30, 2026
No. of Stocks
117
Portfolio Value
$437.7M
Holdings by Sector
Citizens & Northern Corp Portfolio Holdings in Q2 2026

117 holdings in the latest reporting period.

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CompanySymbolSectorPortfolio %SharesChange (Shares)Change %Value
Vanguard Russell 1000 Growth ETFVONGOther13.50%462,175+77,534+20.16%$59,070,587
iShares Core MSCI Emerging Mkts ETFIEMGOther6.44%340,138+7,387+2.22%$28,177,032
Fidelity MSCI Real Estate Index ETFFRELOther6.38%953,634-166,299-14.85%$27,941,476
iShares North American Natural Resources ETFIGEOther5.49%427,918-41,851-8.91%$24,040,433
iShares S&P MidCap 400 Index FdIJHOther3.83%217,637-30,749-12.38%$16,781,989
Nvidia CorpNVDATechnology3.75%81,995-895-1.08%$16,406,380
Apple Computer IncAAPLTechnology3.54%53,521-93-0.17%$15,486,837
State Street SPDR Portfolio S&P 400 Mid Cap ETFSPMDOther3.21%208,139-30,328-12.72%$14,061,871
Alphabet Inc Class CGOOGCommunication Services3.18%39,454-694-1.73%$13,940,282
iShares JPMorgan USD Emerging Markets Bond ETFEMBOther2.93%132,935-2,994-2.20%$12,820,251
Microsoft CorpMSFTTechnology2.48%29,135-525-1.77%$10,867,938
Dimensional U.S. Core Equity 2 ETFDFACOther2.41%238,023--$10,558,700
Amazon Communications IncAMZNConsumer Cyclical2.06%37,831-1,270-3.25%$9,016,641
Citizens Financial Services IncCZFSFinancial Services1.94%117,063--$8,480,044
Citizens & Northern CorpCZNCFinancial Services1.86%349,492-10,361-2.88%$8,146,666
Advanced Micro Devices IncAMDTechnology1.69%12,718-2,595-16.95%$7,388,013
JPMorgan Chase & CoJPMFinancial Services1.33%17,802-2,395-11.86%$5,827,129
Corning IncGLWTechnology1.15%19,658--$5,021,243
Meta Platforms IncMETACommunication Services1.13%8,787-1,194-11.96%$4,949,629
Avantis International Equity ETFAVDEOther1.12%54,809--$4,888,963
Broadcom Inc CommonAVGOTechnology1.10%12,690+5,804+84.29%$4,793,648
Wells Fargo & Co NewWFCFinancial Services0.98%51,763+51,763+100.00%$4,277,694
Caterpillar IncCATIndustrials0.94%3,846-641-14.29%$4,095,605
Mastercard Inc Class AMAFinancial Services0.92%7,840-349-4.26%$4,026,624
Costco Wholesale Corp (New)COSTConsumer Defensive0.92%4,291-11-0.26%$4,014,102
Exxon Mobil CorpXOMEnergy0.81%25,824-279-1.07%$3,530,657
Analog Devices IncADITechnology0.71%7,847-1,970-20.07%$3,116,593
iShares Barclays MBS Bond Fund ETFMBBOther0.67%31,118-5,537-15.11%$2,941,273
KLA CorporationKLACTechnology0.65%9,472+8,520+894.96%$2,857,797
Cisco Systems IncCSCOTechnology0.62%23,191-9,480-29.02%$2,724,015
CVS Health CorporationCVSHealthcare0.62%26,315-973-3.57%$2,722,287
Procter & Gamble CoPGConsumer Defensive0.62%18,475-232-1.24%$2,709,174
Tjx Companies (New)TJXConsumer Cyclical0.58%16,787-175-1.03%$2,543,231
Palo Alto Networks Inc CommonPANWTechnology0.57%7,266-229-3.06%$2,477,851
RTX CorporationRTXIndustrials0.55%12,701-1,076-7.81%$2,409,761
Citigroup Inc Common NewCFinancial Services0.52%16,391-235-1.41%$2,294,084
Eaton CorpETNOther0.52%5,356-581-9.79%$2,282,299
Charles Schwab CorpSCHWFinancial Services0.52%24,570+3,197+14.96%$2,267,074
State Street SPDR S&P 500 ETF TrustSPYOther0.49%2,877--$2,148,457
Johnson & JohnsonJNJHealthcare0.48%8,218+165+2.05%$2,087,125
Oracle CorpORCLTechnology0.47%14,024-347-2.41%$2,055,217
GSK PLC ADRGSKHealthcare0.47%39,176-860-2.15%$2,053,606
Cencora, Inc.CORHealthcare0.46%7,156+105+1.49%$2,025,005
Medtronic PLCMDTOther0.46%25,866+3,266+14.45%$2,023,497
Home Depot IncHDConsumer Cyclical0.45%5,627-152-2.63%$1,984,530
Boeing CoBAIndustrials0.45%9,062-190-2.05%$1,961,651
Coca Cola CoKOConsumer Defensive0.42%22,806-541-2.32%$1,853,444
General Dynamics CorpGDIndustrials0.41%5,113-159-3.02%$1,811,229
Blackstone IncBXFinancial Services0.41%15,154-223-1.45%$1,783,171
Avantis US Equity ETFAVUSOther0.40%13,829--$1,771,218
Salesforce, Inc.CRMTechnology0.40%11,156+2,209+24.69%$1,747,699
Emerson Electric CoEMRIndustrials0.40%12,112-1,606-11.71%$1,733,833
Freeport-McMoran, Inc.FCXBasic Materials0.39%26,951+1,196+4.64%$1,694,948
SLB LimitedSLBEnergy0.37%34,757-234-0.67%$1,615,853
Biogen Idec IncBIIBHealthcare0.34%6,943-194-2.72%$1,500,105
KKR & Co IncKKRFinancial Services0.34%16,253-112-0.68%$1,491,700
Nextera Energy IncNEEUtilities0.34%16,899-332-1.93%$1,483,225
Tapestry Inc CommonTPRConsumer Cyclical0.33%9,887+92+0.94%$1,447,259
American Tower REIT IncAMTReal Estate0.33%8,767-6-0.07%$1,434,018
Union Pacific CorpUNPIndustrials0.31%5,049--$1,373,328
Mondelez Intl Inc Class AMDLZConsumer Defensive0.31%23,556-457-1.90%$1,362,479
Bristol Myers Squibb CoBMYHealthcare0.31%23,628+4,631+24.38%$1,361,445
Ovintiv IncOVVEnergy0.31%25,711+3,062+13.52%$1,353,684
State Street SPDR Dow Jones Industrial Average ETF TrustDIAOther0.30%2,543--$1,328,438
Netflix Inc CorpNFLXCommunication Services0.28%17,453+6,450+58.62%$1,246,144
Chevron CorpCVXEnergy0.28%7,408-145-1.92%$1,227,950
Disney Walt CoDISCommunication Services0.28%12,553-353-2.74%$1,208,226
The Goldman Sachs Group IncGSFinancial Services0.27%1,185+1,185+100.00%$1,198,473
Becton, Dickinson & Co.BDXHealthcare0.27%7,783+1,630+26.49%$1,177,801
Paypal Holdings, Inc.PYPLFinancial Services0.27%27,154-764-2.74%$1,172,510
Pfizer IncPFEHealthcare0.26%47,939-544-1.12%$1,154,371
YUM Brands IncYUMConsumer Cyclical0.26%7,052+126+1.82%$1,127,333
Paccar IncPCARIndustrials0.25%9,187+1,608+21.22%$1,103,542
Zimmer Biomet Holdings, Inc.ZBHHealthcare0.24%12,277+49+0.40%$1,056,927
Intercontinental Exchange Inc CommonICEFinancial Services0.22%7,950-231-2.82%$978,725
Avantis Emerging Markets Equity ETFAVEMOther0.22%10,143--$978,698
iShares Trust Russell 1000 Growth ETFIWFOther0.22%7,638+5,606+275.89%$948,410
M & T Bank CorpMTBFinancial Services0.20%3,642--$866,832
Adobe Systems IncADBETechnology0.18%3,944-115-2.83%$808,599
McDonalds CorpMCDConsumer Cyclical0.18%2,946-116-3.79%$796,333
Bath & Body WorksBBWIConsumer Cyclical0.18%33,308-33-0.10%$770,414
State Street SPDR Portfolio Long Term Treasury ETFSPTLOther0.18%29,228-3,786-11.47%$766,650
State Street SPDR Portfolio Short Term Treasury ETFSPTSOther0.17%26,339-1,620-5.79%$764,094
Berkshire Hathaway Inc Class B NewBRK-BFinancial Services0.17%1,449--$725,065
International Business MachinesIBMTechnology0.16%2,532-251-9.02%$712,024
Verizon CommunicationsVZCommunication Services0.16%16,704+1,264+8.19%$707,247
Accenture PLCACNTechnology0.16%5,633-44-0.78%$700,971
IntuitINTUTechnology0.16%2,664+43+1.64%$695,304
Vanguard Dividend Appreciation Index ETFVIGOther0.15%2,866--$678,153
Nike, Inc. Class BNKEConsumer Cyclical0.15%16,461-597-3.50%$675,724
iShares Russell 1000 Value ETFIWDOther0.15%2,781-248-8.19%$674,198
DFA Dimensional International Core Equity 2 ETFDFICOther0.15%17,326--$645,567
iShares Short-Term National Muni Bond ETFSUBOther0.14%5,929--$631,261
Deere & CoDEIndustrials0.13%880--$558,210
DFA Dimensional Emerging Markets Core Equity 2 ETFDFEMOther0.12%12,833--$521,533
Cummins IncCMIIndustrials0.10%603--$430,066
Eli Lilly & CoLLYHealthcare0.09%336-53-13.62%$403,008
Rockwell Automation Inc CommonROKIndustrials0.08%666--$329,723
Quest Diagnostics IncDGXHealthcare0.07%1,540-10-0.65%$326,403
Illinois Tool Works IncITWIndustrials0.07%1,198-716-37.41%$324,023