Southern Michigan Bank & Trust Portfolio Stock Holdings

Southern Michigan Bank & Trust disclosed 424 stock positions valued at approximately $260.6 million in its latest SEC 13F filing. The largest holdings include Schwab U.S. Large Cap Growth ETF, Vanguard Intermediate Term Bond ETF, and Schwab U.S. Large Cap Value ETF. The filing reflects positions held as of March 31, 2026 and was filed on April 27, 2026.

Report Period
March 31, 2026
No. of Stocks
424
Portfolio Value
$260.6M
Holdings by Sector
Southern Michigan Bank & Trust Portfolio Holdings in Q1 2026

411 holdings in the latest reporting period.

Page 1 of 5
CompanySymbolSectorPortfolio %SharesChange (Shares)Change %Value
Schwab U.S. Large Cap Growth ETFSCHGOther17.24%1,542,593+1,542,593+100.00%$44,935,734
Vanguard Intermediate Term Bond ETFBIVOther12.85%433,773+433,773+100.00%$33,478,600
Schwab U.S. Large Cap Value ETFSCHVOther11.72%1,001,625+1,001,625+100.00%$30,549,563
iShares Intermediate Govt Credit Bond ETFGVIOther11.52%281,442+281,442+100.00%$30,024,233
Vanguard Mid Cap ETFVOOther7.07%64,157+64,157+100.00%$18,424,607
State Street SPDR Portfolio Short Term Corporate Bond ETFSPSBOther3.89%337,503+337,503+100.00%$10,148,715
Apple IncAAPLTechnology2.29%23,565+23,565+100.00%$5,980,561
NVIDIA Corp NVDATechnology2.28%34,117+34,117+100.00%$5,950,005
iShares Core S&P 500 ETFIVVOther1.56%6,221+6,221+100.00%$4,063,619
Alphabet Inc Class AGOOGLCommunication Services1.48%13,428+13,428+100.00%$3,861,356
Amazon.com IncAMZNConsumer Cyclical1.04%12,979+12,979+100.00%$2,703,136
State Street SPDR S&P Dividend ETFSDYOther0.97%17,282+17,282+100.00%$2,522,135
Abbvie Inc.ABBVHealthcare0.80%9,537+9,537+100.00%$2,074,202
iShares Russell 1000 Growth ETFIWFOther0.77%4,687+4,687+100.00%$1,998,537
Microsoft CorpMSFTTechnology0.74%5,239+5,239+100.00%$1,939,321
Caterpillar IncCATIndustrials0.63%2,320+2,320+100.00%$1,643,627
Costco Wholesale CorporationCOSTConsumer Defensive0.61%1,599+1,599+100.00%$1,593,292
Alphabet Inc Class CGOOGCommunication Services0.61%5,503+5,503+100.00%$1,578,591
Johnson & JohnsonJNJHealthcare0.55%5,821+5,821+100.00%$1,422,885
Visa IncVFinancial Services0.53%4,540+4,540+100.00%$1,372,170
iShares Russell 1000 Value ETFIWDOther0.51%6,227+6,227+100.00%$1,330,523
Meta Platforms IncMETACommunication Services0.47%2,129+2,129+100.00%$1,218,065
Broadcom IncAVGOTechnology0.46%3,863+3,863+100.00%$1,195,637
McDonalds CorpMCDConsumer Cyclical0.44%3,691+3,691+100.00%$1,147,126
Stryker CorporationSYKHealthcare0.42%3,321+3,321+100.00%$1,091,247
Vanguard Real Estate Index Fund ETFVNQOther0.40%11,868+11,868+100.00%$1,052,692
Procter & Gamble CoPGConsumer Defensive0.40%7,168+7,168+100.00%$1,035,346
Norfolk Southern CorpNSCIndustrials0.36%3,254+3,254+100.00%$933,898
Mastercard IncMAFinancial Services0.36%1,860+1,860+100.00%$929,368
Southern CoSOUtilities0.36%9,613+9,613+100.00%$927,847
Home Depot IncHDConsumer Cyclical0.34%2,676+2,676+100.00%$880,110
Lilly Eli & CoLLYHealthcare0.33%932+932+100.00%$857,226
Abbott LaboratoriesABTHealthcare0.33%8,286+8,286+100.00%$850,724
Vanguard Tax Exempt Bond ETFVTEBOther0.32%16,590+16,590+100.00%$827,675
General Dynamics CorpGDIndustrials0.32%2,396+2,396+100.00%$822,355
Union Pacific CorpUNPIndustrials0.30%3,223+3,223+100.00%$781,964
iShares Core S&P Mid Cap ETFIJHOther0.29%11,351+11,351+100.00%$766,533
Cisco Systems IncCSCOTechnology0.29%9,720+9,720+100.00%$754,175
Vanguard Growth ETFVUGOther0.27%1,618+1,618+100.00%$706,726
Walmart IncWMTConsumer Defensive0.25%5,334+5,334+100.00%$662,910
Exxon Mobil Corp XOMEnergy0.25%3,874+3,874+100.00%$657,263
Eaton Corp PLC ADRETNOther0.25%1,812+1,812+100.00%$648,098
JP Morgan Chase & CoJPMFinancial Services0.24%2,126+2,126+100.00%$625,384
Ciena Corp CIENTechnology0.22%1,500+1,500+100.00%$582,345
Pepsico IncPEPConsumer Defensive0.20%3,431+3,431+100.00%$532,800
Altria Group IncMOConsumer Defensive0.19%7,559+7,559+100.00%$498,818
Philip Morris International IncPMConsumer Defensive0.19%2,966+2,966+100.00%$490,398
Lockheed Martin Corp LMTIndustrials0.18%762+762+100.00%$460,545
Northup Grumman CorpNOCIndustrials0.17%654+654+100.00%$446,185
Honeywell International IncHONIndustrials0.16%1,885+1,885+100.00%$426,067
Sherwin-Williams CoSHWBasic Materials0.16%1,327+1,327+100.00%$425,370
Kroger CoKRConsumer Defensive0.16%5,670+5,670+100.00%$410,281
Dover CorpDOVIndustrials0.14%1,812+1,812+100.00%$377,711
Conoco PhillipsCOPEnergy0.14%2,858+2,858+100.00%$377,256
Nextera Energy IncNEEUtilities0.14%4,044+4,044+100.00%$375,607
WisdomTree US Mid Cap Dividend Fd ETFDONOther0.14%7,128+7,128+100.00%$374,505
Booking Holdings IncBKNGConsumer Cyclical0.14%87+87+100.00%$366,298
Applied Materials IncAMATTechnology0.14%1,070+1,070+100.00%$365,715
iShares Russell 2000 ETFIWMOther0.14%1,472+1,472+100.00%$365,056
Lam Research CorpLRCXOther0.13%1,638+1,638+100.00%$349,975
Deere & CoDEIndustrials0.13%602+602+100.00%$339,107
Qualcomm IncQCOMTechnology0.13%2,601+2,601+100.00%$334,957
Canadian National Railway Co ADRCNIIndustrials0.12%3,091+3,091+100.00%$317,662
Merck & Co Inc MRKHealthcare0.12%2,591+2,591+100.00%$311,671
Williams Cos IncWMBEnergy0.11%4,035+4,035+100.00%$293,667
Marathon Petroleum CorpMPCEnergy0.11%1,200+1,200+100.00%$293,016
L3Harris Technologies IncLHXIndustrials0.11%823+823+100.00%$284,058
Micron Technology IncMUTechnology0.11%824+824+100.00%$278,380
Ameriprise Financial IncAMPFinancial Services0.11%625+625+100.00%$277,750
RTX Corp RTXIndustrials0.11%1,430+1,430+100.00%$275,847
Berkshire Hathaway Inc Class BBRK-BFinancial Services0.10%553+553+100.00%$264,998
McKesson CorpMCKHealthcare0.10%300+300+100.00%$259,608
iShares S&P 100 ETFOEFOther0.09%707+707+100.00%$224,875
WisdomTree US Small Cap Dividend Fd ETFDESOther0.08%6,138+6,138+100.00%$220,600
Mondelez International IncMDLZConsumer Defensive0.08%3,652+3,652+100.00%$210,501
Vanguard Small Cap ETFVBOther0.08%802+802+100.00%$210,060
Waste Management IncWMIndustrials0.08%910+910+100.00%$209,109
Corning, Inc.GLWTechnology0.08%1,511+1,511+100.00%$205,451
Digital Realty Trust IncDLRReal Estate0.08%1,135+1,135+100.00%$204,538
Dow IncDOWBasic Materials0.08%4,886+4,886+100.00%$203,502
Enbridge Inc ADRENBEnergy0.08%3,727+3,727+100.00%$201,780
Novartis AG ADRNVSHealthcare0.07%1,267+1,267+100.00%$193,534
Thermo Fisher Scientific IncTMOHealthcare0.07%393+393+100.00%$193,171
Capital One Financial CorpCOFFinancial Services0.07%1,032+1,032+100.00%$188,193
Adobe Inc.ADBETechnology0.07%768+768+100.00%$186,685
iShares MSCI EAFE ETFEFAOther0.07%1,902+1,902+100.00%$184,741
AT&T IncTCommunication Services0.07%6,342+6,342+100.00%$183,855
Starbucks CorpSBUXConsumer Cyclical0.07%2,036+2,036+100.00%$182,405
Williams-Sonoma IncWSMConsumer Cyclical0.07%1,000+1,000+100.00%$182,330
American Electric Power Co IncAEPUtilities0.07%1,383+1,383+100.00%$181,284
Prudential Financial IncPRUFinancial Services0.07%1,803+1,803+100.00%$176,135
Verizon Communications IncVZCommunication Services0.07%3,451+3,451+100.00%$173,240
Bristol-Myers Squibb CoBMYHealthcare0.07%2,820+2,820+100.00%$171,033
Hasbro IncHASConsumer Cyclical0.06%1,769+1,769+100.00%$165,578
Trane Technologies PLC ADRTTOther0.06%393+393+100.00%$163,779
Allstate CorpALLFinancial Services0.06%788+788+100.00%$163,384
Salesforce IncCRMTechnology0.06%857+857+100.00%$159,976
CVS Health Corp CVSHealthcare0.06%2,226+2,226+100.00%$159,871
Shell PLC ADRSHELEnergy0.06%1,719+1,719+100.00%$159,867
Tesla Inc TSLAConsumer Cyclical0.06%430+430+100.00%$159,853