Gradient Capital Advisors, Llc Portfolio Stock Holdings

Gradient Capital Advisors, Llc disclosed 179 stock positions valued at approximately $431.8 million in its latest SEC 13F filing. The largest holdings include ISHARES CORE S&P 500 ETF, APPLE INC COM, and STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF. The filing reflects positions held as of June 30, 2026 and was filed on July 13, 2026.

Report Period
June 30, 2026
No. of Stocks
179
Portfolio Value
$431.8M
Holdings by Sector
Gradient Capital Advisors, Llc Portfolio Holdings in Q2 2026

174 holdings in the latest reporting period.

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CompanySymbolSectorPortfolio %SharesChange (Shares)Change %Value
ISHARES CORE S&P 500 ETFIVVOther9.08%52,370-520-0.98%$39,219,542
APPLE INC COMAAPLTechnology4.76%71,073-529-0.74%$20,565,699
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFSPDWOther3.61%309,462-5,606-1.78%$15,593,790
VANGUARD SHORT-TERM CORPORATE BOND ETFVCSHOther3.30%180,069+3,888+2.21%$14,230,880
DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETFDFGPOther2.96%234,833+17,831+8.22%$12,789,005
DIMENSIONAL SHORT-DURATION FIXED INCOME ETFDFSDOther2.84%257,184+23,489+10.05%$12,280,536
SCHWAB INTERNATIONAL EQUITY ETFSCHFOther2.72%424,587-10,561-2.43%$11,761,052
SCHWAB U.S. MID-CAP ETFSCHMOther2.57%300,477-9,213-2.97%$11,078,587
DIMENSIONAL U.S. TARGETED VALUE ETFDFATOther2.18%134,622-3,918-2.83%$9,410,072
ALPHABET INC CAP STK CL AGOOGLCommunication Services2.17%26,189+1,116+4.45%$9,359,310
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETFDFEMOther2.09%222,157-7,323-3.19%$9,028,465
VANGUARD LARGE-CAP ETFVVOther1.98%24,826-387-1.53%$8,537,870
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFVTIPOther1.98%169,781+7,901+4.88%$8,528,100
VANGUARD FTSE DEVELOPED MARKETS ETFVEAOther1.89%114,282-679-0.59%$8,142,597
DIMENSIONAL US SMALL CAP VALUE ETFDFSVOther1.88%209,792+6,198+3.04%$8,137,840
SCHWAB U.S. LARGE-CAP ETFSCHXOther1.77%259,820-1,352-0.52%$7,646,512
JPMORGAN CHASE & CO COMJPMFinancial Services1.72%22,691+19+0.08%$7,427,329
DIMENSIONAL US MARKETWIDE VALUE ETFDFUVOther1.59%124,809-1,110-0.88%$6,865,739
LAM RESEARCH CORP COM NEWLRCXOther1.57%15,624-4,983-24.18%$6,770,537
NVIDIA CORPORATION COMNVDATechnology1.50%32,307-200-0.62%$6,464,394
DIMENSIONAL US REAL ESTATE ETFDFAROther1.33%219,228+5,031+2.35%$5,735,004
TESLA INC COMTSLAConsumer Cyclical1.28%13,172-430-3.16%$5,540,143
BERKSHIRE HATHAWAY INC DEL CL B NEWBRK-BFinancial Services1.28%11,052+1,311+13.46%$5,530,310
JPMORGAN ULTRA-SHORT INCOME ETFJPSTOther1.27%108,737+4,481+4.30%$5,498,828
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETFDFAXOther1.25%147,029+3,131+2.18%$5,416,566
DIMENSIONAL US LARGE CAP VALUE ETFDFLVOther1.23%133,859+5,203+4.04%$5,292,785
MICROSOFT CORP COMMSFTTechnology1.18%13,695-321-2.29%$5,108,340
VANGUARD S&P 500 ETFVOOOther1.12%7,019-8-0.11%$4,820,954
VANGUARD TOTAL INTERNATIONAL STOCK ETFVXUSOther1.11%56,214+323+0.58%$4,805,709
SCHWAB US DIVIDEND EQUITY ETFSCHDOther1.09%147,747-1,256-0.84%$4,685,055
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFIGSBOther1.07%87,994+2,432+2.84%$4,611,766
VANGUARD MID-CAP ETFVOOther1.03%55,041+40,726+284.50%$4,434,657
ISHARES MSCI EMERGING MARKETS EX CHINA ETFEMXCOther0.96%40,505+2,652+7.01%$4,143,699
BROADCOM INC COMAVGOTechnology0.94%10,801-330-2.96%$4,079,909
VANGUARD SMALL-CAP ETFVBOther0.90%12,790-150-1.16%$3,877,010
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETFVNQIOther0.90%86,245+4,216+5.14%$3,868,088
DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETFDISVOther0.85%91,739+444+0.49%$3,681,486
SPDR GOLD SHARESGLDOther0.84%9,846+400+4.23%$3,627,069
VANGUARD GROWTH ETFVUGOther0.81%40,643+33,402+461.29%$3,500,992
META PLATFORMS INC CL AMETACommunication Services0.81%6,195-198-3.10%$3,489,800
CISCO SYS INC COMCSCOTechnology0.66%24,408+100+0.41%$2,866,908
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADSTSMTechnology0.66%5,974+106+1.81%$2,853,003
ADVANCED MICRO DEVICES INC COMAMDTechnology0.64%4,766-144-2.93%$2,768,617
STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETFBILSOther0.61%26,335+4,242+19.20%$2,617,172
VANGUARD VALUE ETFVTVOther0.58%11,486+219+1.94%$2,503,188
AMAZON COM INC COMAMZNConsumer Cyclical0.54%9,845-132-1.32%$2,346,457
VANGUARD SMALL CAP VALUE ETFVBROther0.53%9,495-383-3.88%$2,307,228
DIMENSIONAL EMERGING CORE EQUITY MARKET ETFDFAEOther0.53%56,704-2,044-3.48%$2,280,068
AVANTIS INTERNATIONAL SMALL CAP VALUE ETFAVDVOther0.50%20,796-693-3.22%$2,143,028
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTERESTGLDMOther0.47%25,547-336-1.30%$2,028,943
SCHWAB U.S. BROAD MARKET ETFSCHBOther0.47%69,938+388+0.56%$2,025,404
WP CAREY INC COMWPCReal Estate0.46%27,790-135-0.48%$1,987,015
BANK OF NY MELLON CORP COMBKFinancial Services0.45%13,347-48-0.36%$1,930,110
VANGUARD REAL ESTATE ETFVNQOther0.43%19,152+21+0.11%$1,846,821
VANGUARD FTSE ALL-WORLD EX-US INDEX FUNDVEUOther0.39%20,332-507-2.43%$1,702,803
ISHARES RUSSELL 2000 ETFIWMOther0.39%5,584--$1,677,713
AVANTIS U.S. SMALL CAP VALUE ETFAVUVOther0.37%12,667-314-2.42%$1,580,335
CHEVRON CORPORATION COMCVXEnergy0.36%9,282+40+0.43%$1,538,649
ISHARES 0-3 MONTH TREASURY BOND ETFSGOVOther0.35%15,154+5,294+53.69%$1,525,557
VANGUARD TOTAL STOCK MARKET ETFVTIOther0.35%4,113+18+0.44%$1,522,025
SCHWAB U.S. SMALL-CAP ETFSCHAOther0.33%39,787-4,694-10.55%$1,437,519
JOHNSON & JOHNSON COMJNJHealthcare0.31%5,325-64-1.19%$1,352,342
SCHWAB U.S. LARGE-CAP VALUE ETFSCHVOther0.30%37,645-1,503-3.84%$1,310,430
ISHARES SILVER TRUSTSLVOther0.29%23,579-320-1.34%$1,260,769
MICRON TECHNOLOGY INC COMMUTechnology0.28%1,053-16-1.50%$1,215,467
DIMENSIONAL U.S. CORE EQUITY 2 ETFDFACOther0.27%26,013+489+1.92%$1,153,949
AMGEN INC COMAMGNHealthcare0.26%3,097+1+0.03%$1,121,539
BANK OF AMER CORP COMBACFinancial Services0.26%19,534-2,163-9.97%$1,113,068
CATERPILLAR INC COMCATIndustrials0.26%1,044-12-1.14%$1,111,602
INTEL CORP COMINTCTechnology0.26%7,938-1,363-14.65%$1,108,346
VANGUARD DIVIDEND APPRECIATION ETFVIGOther0.26%4,680-246-4.99%$1,107,374
STATE STREET SPDR EURO STOXX 50 ETFFEZOther0.24%15,216-269-1.74%$1,045,035
INVESCO QQQ TRUST SERIES IQQQOther0.23%1,356-30-2.16%$998,228
ALPHABET INC CAP STK CL CGOOGCommunication Services0.23%2,775-44-1.56%$980,394
STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETFXLPOther0.22%11,377+322+2.91%$945,111
SCHWAB U.S. REIT ETFSCHHOther0.22%39,899+18+0.05%$944,808
QUALCOMM INC COMQCOMTechnology0.21%4,978-119-2.33%$919,959
ISHARES CORE S&P SMALL CAP ETFIJROther0.21%6,134-195-3.08%$909,716
COSTCO WHOLESALE CORPORATION COMCOSTConsumer Defensive0.21%959+18+1.91%$897,574
LOCKHEED MARTIN CORP COMLMTIndustrials0.20%1,725-8-0.46%$878,889
VISA INC COM CL AVFinancial Services0.20%2,535-94-3.58%$869,840
ISHARES IBONDS DEC 2032 TERM CORPORATE ETFIBDXOther0.20%34,329--$864,754
VANGUARD SHORT-TERM BOND ETFBSVOther0.20%10,982+88+0.81%$855,631
VANGUARD HEALTH CARE ETFVHTOther0.20%2,856+137+5.04%$854,046
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFIBDWOther0.20%40,801--$850,293
VANGUARD HIGH DIVIDEND YIELD INDEX ETFVYMOther0.19%5,309+2+0.04%$838,914
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETFDFICOther0.18%21,435-1,527-6.65%$798,668
HOME DEPOT INC COMHDConsumer Cyclical0.18%2,212-153-6.47%$780,207
ISHARES S&P 500 GROWTH ETFIVWOther0.17%5,352--$736,061
SCHWAB US AGGREGATE BOND ETFSCHZOther0.17%31,330+1,584+5.33%$724,668
VANGUARD FTSE EMERGING MARKETS ETFVWOOther0.15%11,014-417-3.65%$657,397
ISHARES IBONDS DEC 2030 TERM CORPORATE ETFIBDVOther0.15%29,999--$653,978
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETFDFAIOther0.15%15,599--$643,459
ISHARES CORE MSCI EAFE ETFIEFAOther0.14%6,272-100-1.57%$605,740
APPLIED MATLS INC COMAMATTechnology0.13%802-17-2.08%$579,846
STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETFSPSBOther0.13%19,313-119-0.61%$579,589
FIRST EAGLE OVERSEAS EQUITY ETF75526L878Other0.13%10,796+3,436+46.68%$576,506
ISHARES S&P 500 VALUE ETFIVEOther0.13%2,523--$572,872
STATE STREET SPDR S&P 500 ETFSPYOther0.13%752-66-8.07%$561,571
VANGUARD ULTRA-SHORT BOND ETFVUSBOther0.13%11,131+256+2.35%$554,101
Gradient Capital Advisors, Llc Portfolio Stock Holdings | InsiderSet