Gradient Capital Advisors, Llc Portfolio Stock Holdings

Gradient Capital Advisors, Llc disclosed 177 stock positions valued at approximately $385.8 million in its latest SEC 13F filing. The largest holdings include ISHARES CORE S&P 500 ETF, APPLE INC COM, and STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF. The filing reflects positions held as of March 31, 2026 and was filed on April 16, 2026.

Report Period
March 31, 2026
No. of Stocks
177
Portfolio Value
$385.8M
Holdings by Sector
Gradient Capital Advisors, Llc Portfolio Holdings in Q1 2026

174 holdings in the latest reporting period.

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CompanySymbolSectorPortfolio %SharesChange (Shares)Change %Value
ISHARES CORE S&P 500 ETFIVVOther8.96%52,890+746+1.43%$34,548,482
APPLE INC COMAAPLTechnology4.71%71,602-1,164-1.60%$18,171,832
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETFSPDWOther3.73%315,068-6,931-2.15%$14,382,854
VANGUARD SHORT-TERM CORPORATE BOND ETFVCSHOther3.62%176,181+4,259+2.48%$13,965,901
DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETFDFGPOther3.04%217,002+52,666+32.05%$11,715,938
DIMENSIONAL SHORT-DURATION FIXED INCOME ETFDFSDOther2.90%233,695+9,237+4.12%$11,189,317
SCHWAB INTERNATIONAL EQUITY ETFSCHFOther2.79%435,148-13,201-2.94%$10,769,919
SCHWAB U.S. MID-CAP ETFSCHMOther2.49%309,690-6,291-1.99%$9,588,002
DIMENSIONAL U.S. TARGETED VALUE ETFDFATOther2.24%138,540-2,025-1.44%$8,651,845
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETFVTIPOther2.10%161,880+8,497+5.54%$8,085,906
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETFDFEMOther2.06%229,480-824-0.36%$7,928,524
VANGUARD LARGE-CAP ETFVVOther1.95%25,213-110-0.43%$7,534,871
VANGUARD FTSE DEVELOPED MARKETS ETFVEAOther1.91%114,961+1,803+1.59%$7,366,701
ALPHABET INC CAP STK CL AGOOGLCommunication Services1.87%25,073+965+4.00%$7,209,986
DIMENSIONAL US SMALL CAP VALUE ETFDFSVOther1.85%203,594+5,963+3.02%$7,133,934
SCHWAB U.S. LARGE-CAP ETFSCHXOther1.74%261,172-4,688-1.76%$6,696,439
JPMORGAN CHASE & CO COMJPMFinancial Services1.73%22,672-452-1.95%$6,669,065
DIMENSIONAL US MARKETWIDE VALUE ETFDFUVOther1.58%125,919-4,530-3.47%$6,102,046
NVIDIA CORPORATION COMNVDATechnology1.47%32,507-107-0.33%$5,669,262
JPMORGAN ULTRA-SHORT INCOME ETFJPSTOther1.37%104,256-7,073-6.35%$5,276,372
MICROSOFT CORP COMMSFTTechnology1.34%14,016-454-3.14%$5,188,435
DIMENSIONAL US REAL ESTATE ETFDFAROther1.31%214,197+8,193+3.98%$5,065,759
TESLA INC COMTSLAConsumer Cyclical1.31%13,602-1,629-10.70%$5,056,544
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETFDFAXOther1.27%143,898+1,257+0.88%$4,888,227
BERKSHIRE HATHAWAY INC DEL CL B NEWBRK-BFinancial Services1.21%9,741+229+2.41%$4,667,887
DIMENSIONAL US LARGE CAP VALUE ETFDFLVOther1.19%128,656+5,542+4.50%$4,594,306
SCHWAB US DIVIDEND EQUITY ETFSCHDOther1.19%149,003+5,343+3.72%$4,571,423
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETFIGSBOther1.17%85,562-232-0.27%$4,497,139
LAM RESEARCH CORP COM NEWLRCXOther1.14%20,607-750-3.51%$4,402,921
VANGUARD TOTAL INTERNATIONAL STOCK ETFVXUSOther1.12%55,891-2,536-4.34%$4,309,747
VANGUARD S&P 500 ETFVOOOther1.09%7,027-75-1.06%$4,198,976
VANGUARD MID-CAP ETFVOOther1.07%14,315-284-1.95%$4,110,889
SPDR GOLD SHARESGLDOther1.05%9,446+130+1.40%$4,064,519
META PLATFORMS INC CL AMETACommunication Services0.95%6,393-298-4.45%$3,657,377
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETFVNQIOther0.95%82,029+605+0.74%$3,646,189
DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETFDISVOther0.93%91,295-4,284-4.48%$3,600,675
BROADCOM INC COMAVGOTechnology0.89%11,131-152-1.35%$3,445,250
VANGUARD SMALL-CAP ETFVBOther0.88%12,940-97-0.74%$3,389,241
VANGUARD GROWTH ETFVUGOther0.82%7,241-1,514-17.29%$3,162,978
ISHARES MSCI EMERGING MARKETS EX CHINA ETFEMXCOther0.77%37,853+37,853+100.00%$2,977,517
SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTERESTGLDMOther0.62%25,883-1,935-6.96%$2,399,095
VANGUARD VALUE ETFVTVOther0.57%11,267+274+2.49%$2,210,492
STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETFBILSOther0.57%22,093-6,714-23.31%$2,196,928
VANGUARD SMALL CAP VALUE ETFVBROther0.56%9,878-1,448-12.78%$2,145,918
AVANTIS INTERNATIONAL SMALL CAP VALUE ETFAVDVOther0.56%21,489-486-2.21%$2,145,892
AMAZON COM INC COMAMZNConsumer Cyclical0.54%9,977-59-0.59%$2,077,910
DIMENSIONAL EMERGING CORE EQUITY MARKET ETFDFAEOther0.52%58,748-3,475-5.58%$1,989,207
TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADSTSMTechnology0.51%5,868-16-0.27%$1,983,091
CHEVRON CORPORATION COMCVXEnergy0.50%9,242-26-0.28%$1,912,080
WP CAREY INC COMWPCReal Estate0.49%27,925-72-0.26%$1,897,791
CISCO SYS INC COMCSCOTechnology0.49%24,308-395-1.60%$1,886,078
SCHWAB U.S. BROAD MARKET ETFSCHBOther0.45%69,550+324+0.47%$1,745,705
VANGUARD REAL ESTATE ETFVNQOther0.44%19,131-270-1.39%$1,696,958
ISHARES SILVER TRUSTSLVOther0.42%23,899-814-3.29%$1,628,478
BANK NEW YORK MELLON CORP COMBKFinancial Services0.41%13,395+53+0.40%$1,589,049
VANGUARD FTSE ALL-WORLD EX-US INDEX FUNDVEUOther0.41%20,839-583-2.72%$1,565,042
AVANTIS U.S. SMALL CAP VALUE ETFAVUVOther0.37%12,981-97-0.74%$1,434,011
ISHARES RUSSELL 2000 ETFIWMOther0.36%5,584-80-1.41%$1,384,832
JOHNSON & JOHNSON COMJNJHealthcare0.34%5,389-40-0.74%$1,317,174
VANGUARD TOTAL STOCK MARKET ETFVTIOther0.34%4,095+30+0.74%$1,313,706
SCHWAB U.S. SMALL-CAP ETFSCHAOther0.34%44,481-1,061-2.33%$1,293,494
SCHWAB U.S. LARGE-CAP VALUE ETFSCHVOther0.31%39,148-3,379-7.95%$1,194,025
AMGEN INC COMAMGNHealthcare0.28%3,096+7+0.23%$1,089,318
VANGUARD DIVIDEND APPRECIATION ETFVIGOther0.27%4,926-604-10.92%$1,059,283
BANK OF AMER CORP COMBACFinancial Services0.27%21,697+59+0.27%$1,057,748
LOCKHEED MARTIN CORP COMLMTIndustrials0.27%1,733+7+0.41%$1,047,319
ADVANCED MICRO DEVICES INC COMAMDTechnology0.26%4,910-543-9.96%$998,841
ISHARES 0-3 MONTH TREASURY BOND ETFSGOVOther0.26%9,860+207+2.14%$992,539
DIMENSIONAL U.S. CORE EQUITY 2 ETFDFACOther0.26%25,524+721+2.91%$991,860
STATE STREET SPDR EURO STOXX 50 ETFFEZOther0.25%15,485-494-3.09%$961,309
COSTCO WHOLESALE CORPORATION COMCOSTConsumer Defensive0.24%941+2+0.21%$937,394
STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETFXLPOther0.23%11,055+2+0.02%$906,281
ISHARES IBONDS DEC 2032 TERM CORPORATE ETFIBDXOther0.22%34,329+505+1.49%$867,501
SCHWAB U.S. REIT ETFSCHHOther0.22%39,881-1,896-4.54%$857,043
VANGUARD SHORT-TERM BOND ETFBSVOther0.22%10,894+228+2.14%$854,228
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFIBDWOther0.22%40,801--$853,965
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETFDFICOther0.21%22,962--$815,840
ALPHABET INC CAP STK CL CGOOGCommunication Services0.21%2,819+1+0.04%$808,545
INVESCO QQQ TRUST SERIES IQQQOther0.21%1,386-111-7.41%$799,712
VISA INC COM CL AVFinancial Services0.21%2,629--$794,661
ISHARES CORE S&P SMALL CAP ETFIJROther0.20%6,329+1+0.02%$786,767
VANGUARD HIGH DIVIDEND YIELD INDEX ETFVYMOther0.20%5,307-70-1.30%$785,937
HOME DEPOT INC COMHDConsumer Cyclical0.20%2,365+3+0.13%$777,679
CATERPILLAR INC COMCATIndustrials0.19%1,056-64-5.71%$747,998
VANGUARD HEALTH CARE ETFVHTOther0.19%2,719-37-1.34%$740,530
SCHWAB US AGGREGATE BOND ETFSCHZOther0.18%29,746-438-1.45%$690,694
ISHARES IBONDS DEC 2030 TERM CORPORATE ETFIBDVOther0.17%29,999--$656,678
QUALCOMM INC COMQCOMTechnology0.17%5,097-1,438-22.00%$656,441
NETFLIX INC. COMNFLXCommunication Services0.17%6,705+125+1.90%$644,686
EXXON MOBIL CORP COMXOMEnergy0.16%3,696-25-0.67%$627,024
VANGUARD FTSE EMERGING MARKETS ETFVWOOther0.16%11,431-2,049-15.20%$617,829
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETFDFAIOther0.16%15,599-172-1.09%$607,737
ISHARES S&P 500 GROWTH ETFIVWOther0.16%5,352--$605,365
STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETFSPSBOther0.15%19,432+7+0.04%$584,331
ISHARES CORE MSCI EAFE ETFIEFAOther0.15%6,372-173-2.64%$576,848
SCHWAB US TIPS ETFSCHPOther0.14%20,703--$550,907
VANGUARD ULTRA-SHORT BOND ETFVUSBOther0.14%10,875--$541,412
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETFLQDOther0.14%4,948+8+0.16%$539,245
ISHARES S&P 500 VALUE ETFIVEOther0.14%2,523--$532,731
STATE STREET SPDR S&P 500 ETFSPYOther0.14%818-131-13.80%$531,676